Quote for {{AgeCategory}} Horse cover

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Apart from yourself, please tell us who else will be riding {{Name}}.

You can add up to 4 more riders.

Riders must be under the age of 75 years
Any riders aged between 5 and 18 years old must be immediate family.

Rider {{$index() + 1}}

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Rider's first name

Surname

Date of birth

+ Add another rider

Do you have any pre-existing health conditions that affects your ability to ride or control a horse?

We ask this information to be able to add any exclusions to the policy and to ensure you are fit to ride.

Yes
No

Please provide details of any conditions and treatment received.

Quote for {{CoverLevel}} Rider cover

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* Please refer to the Policy Booklet for more information on this benefit.

Insurance and accident history

{{#if CoverLevel() === "Young"}} Does {{Name}} have any existing medical conditions that may affect their ability to ride or control a horse? {{/if}} {{#if CoverLevel() === "Standard"}} Do you have any existing medical conditions that may affect your ability to ride or control a horse? {{/if}}

Yes
No

We require additional information before being able to provide a policy.

Please contact AFI on 0344 557 0300 (opening hours Monday to Friday 9-5pm).

{{#if CoverLevel() === "Young"}} Has an insurer ever declined you or the young rider for rider insurance, refused to renew a rider policy or terminated cover for either of you? {{/if}} {{#if CoverLevel() === "Standard"}} Has an insurer ever declined you for rider insurance, refused to renew a rider policy with you, or terminated your rider cover? {{/if}}

Yes
No

Please provide an explanation

Important information

You will not be covered for accidents within the first 2 days or illnesses starting within the first 14 days of your cover start date.

You will not be covered for accidents within the first 2 days of your cover start date.

We don't cover stallions, by stallions we mean a male horse more than 3 years old that have not been gelded. If you buy a policy for a colt, your horse must be gelded by age 3 and you must notify us when your horse is gelded or your insurance will not provide cover.
Your horse's medical history should be emailed to us at info@animalfriends.co.uk.

We don't cover stallions, by stallions we mean a male horse more than 3 years old that have not been gelded.

We won’t cover any claims for activities not covered by this policy.

Premiums may increase at renewal. Several things affect the price you pay when you renew, including your horse’s age, previous claims and the cost of vet fees in your area.

If you move to a new home, your premium may go up or down. We will contact you to confirm the changes to the terms or price of your policy. You have the right to continue with your cover or you can cancel your policy.

You are responsible for making sure you have an up-to-date horse passport. If your horse does not have a valid passport this could invalidate your insurance. We won’t cover claims if your horse isn’t microchipped in line with UK law. We may ask to see your horse’s passport to check details of their microchip.

We don’t cover anything that’s insured under other insurance policies.

You’ll need to send us:

A copy of the loan agreement within 14 days of taking out this cover.

A copy of the vetting documentation within 14 days of taking out this cover.

Tell me more about vetting requirements

Vetting certificates must be valid and no older than 30 days. If we do not receive a copy of the vetting certificate within the first 14 days of the policy being taken out, then your insurance policy will be cancelled.

We'll need a BVA mortality certificate for:

All foals aged between 30 days to 1 year.

We'll need a BVA Stage 5 certificate:

If you choose to have cover for death over £4000
If your horse is aged between 4 and 12 years old and you chose to have cover for when they can no longer do the activities you chose for them.

A copy of the certificate should be emailed to info@animalfriends.co.uk within the first 14 days of your policy start date.

The chassis number of your trailer.

A doctor’s certificate to confirm you are fit to ride as you are over 65 years old.

A doctor’s certificate to confirm {{firstName}} {{lastName}} is fit to ride as they are over 65 years old.

We've made the following assumptions

You accept that we shall not provide cover for any pre-existing conditions.

You accept that we reserve the right to apply an exclusion to your policy if you noticed something was wrong with your horse before you took out the policy. We also may not cover a condition if a vet says it needs treatment and you don't get treatment or you delay getting it.

Before starting your ride, you should make sure you’re wearing a riding hat. We won’t pay claims if you injure yourself while riding, if you weren’t wearing a riding hat, unless you have a good reason, and we agree to it beforehand. We also won’t pay claims if you are injured and weren’t wearing the safety equipment required for the activity you are taking part in.

You are resident in the United Kingdom.

You are the person who is responsible for {{Name}}'s care. For example, you are the owner and keeper of {{Name}} or you are the loanee of {{Name}}.

You agree to keep us informed of any changes that could affect the policy.

Important information

You agree to keep us informed of any changes that could affect the policy.

{{#if CoverLevel() === "Standard"}} We won’t cover claims if you’re injured while doing any activity not covered by this policy. Please view the activities in the policy booklet below. {{/if}} {{#if CoverLevel() === "Young"}} We won’t cover claims if {{NameHint}} is injured while doing any activity not covered by this policy. Please view the activities in the policy booklet below. {{/if}}

Premiums may increase at renewal. Several things affect the price you pay when you renew, including the cost of medical treatment, legal fees and the cost of emergency vet treatment.

{{#if CoverLevel() === "Standard"}} We reserve the right to apply an exclusion to your policy if we learn of any pre-existing conditions you have, that you did not tell us about when you took out this policy. {{/if}} {{#if CoverLevel() === "Young"}} We reserve the right to apply an exclusion to your policy if we learn of any pre-existing conditions which affects {{NameHint}}'s' ability to ride or control a horse. {{/if}}

We've made the following assumptions

{{#if CoverLevel() === "Standard"}} It’s important you make sure you’re being safe when you go horse riding. Before starting your ride, you should make sure you’re wearing a riding hat. We won’t pay claims if you injure yourself while riding, if you weren’t wearing a riding hat, unless you have a good reason, and we agree to it beforehand. We also won’t pay claims if you are injured and weren’t wearing the safety equipment required for the activity you are taking part in. {{/if}} {{#if CoverLevel() === "Young"}} It’s important you make sure the young rider is being safe when they go horse riding. Before starting a ride, they should wear a riding hat. We won’t pay claims if they injure themselves while not wearing a riding hat, unless they have a good reason, and we agree to it beforehand. We also won’t pay claims if they are injured and weren’t wearing the safety equipment required for the activity they were taking part in. {{/if}}

You {{#if CoverLevel() === "Young"}} and {{NameHint}} {{/if}} are resident in the United Kingdom.

{{#if CoverLevel() === "Standard"}} You are riding horses which you do not own or have on loan. {{/if}} {{#if CoverLevel() === "Young"}} {{NameHint}} is riding horses which you or the young rider do not own or have on loan. {{/if}}

Documents you must read before you purchase the product

Insurance Product Information Document

{{#with: SelectedPolicy}} {{AgeCategory() + ' Horse'}} Policy Booklet {{CoverLevel() + ' Rider'}} Policy Booklet {{/with}}

{{#if SelectedPolicy() && SelectedPolicy().PolicyType() === 'horse'}}

Vet Fee Claim Limits

Review your policy

£{{MonthlyPremium | decimal}}/month

£{{AnnualPremium | decimal}}/annual

Name {{Name}}

Cover {{(PolicyType() == 'rider' ? CoverLevel() + ' Rider' : CoverLevel())}}

Age {{AgeInYearsAndMonths}}

Breed {{Breed}}

Excess {{CoverLevel() ? '£' + Excess() : ''}}

Policy Starts {{InceptionDt}}

You've chosen a {{CoverLevel()}} Rider policy.

The product covers the named Young Rider to ride horses that they or the Policyholder do not own or have on loan. It provides cover for accidents which happen while riding as well as cover if the horse they are riding injures someone or is injured or dies. Emergency vet fees are also covered if the horse the young rider is riding is injured in an accident.

This product meets the demands and needs of someone aged between the ages of 18 and 75 who wants cover to ride horses that they do not own or have on loan. It provides cover for accidents which happen while riding as well as cover if the horse you are riding injures someone or is injured or dies. Emergency vet fees are also covered if the horse you are riding is injured in an accident.

You've chosen a {{AgeCategory()}} Horse policy.

This product meets the demands and needs of someone looking for cover towards vet fees for treating accidents, illnesses and conditions for their horse. Your horse will be covered for 12 months after the condition is first noticed by yourself or your vet, so this could mean when symptoms first arose or when an accident happened. This product is for someone who owns a horse and looks after it for more than 50% of the time. There are a range of optional benefits that you can choose to add to your policy to provide additional cover. Please review the details on this schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone looking for cover towards vet fees to treat accidental injuries for their horse once it is over 20 years of age. It doesn’t cover any illnesses or diseases they might have. Your horse will be covered for 12 months from the date the accident happened. This product is for someone who owns a horse and looks after it for more than 50% of the time. There are a range of optional benefits that you can choose to add to your policy to provide additional cover. Please review the details on this schedule carefully to ensure that this policy meets your demands and needs.

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{{(PolicyType() == 'rider' ? RiderFirstName() : Name())}}: £{{MonthlyPremium | decimal}}/month

Name {{Name}}

Cover {{(PolicyType() == 'rider' ? CoverLevel() + ' Rider' : CoverLevel())}}

Age {{AgeInYearsAndMonths}}

Breed {{Breed}}

Excess {{CoverLevel() ? '£' + Excess() : ''}}

Policy Starts {{InceptionDt}}

You've chosen a {{CoverLevel()}} Rider policy.

You've chosen a {{AgeCategory()}} Horse policy.

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Policy documents

We will email your policy documents. If you would like your documents by post, please untick the box below.

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Your Payment

{{(PolicyType() == 'rider' ? RiderFirstName() : Name())}}: £{{MonthlyPremium | decimal}}/month

12 x monthly payments of

£{{TotalMonthlyPremium | decimal}}

includes {{getQuoteIpt()}}% insurance premium tax

Switch to 1 x annual payment of £{{TotalAnnualPremium | decimal}}

1 x annual payment of

£{{TotalAnnualPremium | decimal}}

includes {{getQuoteIpt()}}% insurance premium tax

Switch to 12 x monthly payments of £{{TotalMonthlyPremium | decimal}}

Account Holder Name

Sort Code

Account Number (8 Digits)

I confirm that I am an authorised account holder

To ensure continuous cover, we’ll automatically take your new annual payment at renewal using the bank account details below. You will receive a reminder at least 4 weeks before your renewal date. If you'd prefer not to take advantage of this service, please untick this box.

First Payment

We will not collect a payment today as we need to set up your Direct Debit before we collect the first payment. Please refer to your policy documents for confirmation of your first payment date, as it may result in two payments being collected in the same month.

Direct Debit Guarantee

Please pay Animal Friends Insurance Services Ltd Direct Debits from the account detailed in this instruction subject to the safeguards assured by the Direct Debit Guarantee. I understand that this instruction may remain with Animal Friends Insurance Services Ltd and if so, details will be passed electronically to my Bank/Building Society.

Cancellation Rights

Cancelling within 14 days
We’ll give a full refund if you cancel this policy within 14 days of the start date. We won’t be able to do this if we’ve paid any claims for something that took place in this period.

Cancelling after 14 days
{{#if PaymentFrequency() == 'Monthly'}} You can cancel your policy at any time. If we’ve paid claims for something that happened this policy year, and you pay premiums monthly, you must pay the remaining premiums for the rest of the policy year. {{/if}} {{#if PaymentFrequency() == 'Annually'}} You may cancel this policy at any time. If you cancel after 14 days, we will refund you for any full months remaining, unless we’ve paid a claim in the current policy year. If we’ve paid a claim in this policy year, no refund will be given. {{/if}}

How can we keep you updated?

We’d like to share pet advice, veterinary support from Joii Pet Care, our charity updates, news and promotions connected to pet health.

Select all that apply:

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Review your policy details

£{{MonthlyPremium | decimal}}/month

£{{AnnualPremium | decimal}}/annual

Name {{Name}}

Cover {{(PolicyType() == 'rider' ? CoverLevel() + ' Rider' : CoverLevel())}}

Age {{AgeInYearsAndMonths}}

Breed {{Breed}}

Excess {{CoverLevel() ? '£' + Excess() : ''}}

Policy Starts {{InceptionDt}}

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Policy documents

We will email your policy documents. If you would like your documents by post, please untick the box below.

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Need some extra support?

If you have a specific accessibility requirement, such as needing large print, audio or braille versions of your policy documents, you can request these below.

Please note:

All premiums include standard rate insurance premium tax at {{getQuoteIpt()}}%.

Depending on the policy you have selected there may be a waiting period in regards to accidents and illnesses. For more information, please refer to your Policy Schedule.

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Looking to insure your dog or cat.

Prices for dogs and cats can now be found on our new website. Use the links below to get your quote.

Based on your horse's age, this quote will be for our Standard Horse policy.

Based on your horse's age, this quote will be for our Mature Horse policy.

We are unable to provide cover for pre-existing conditions.

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Your personal details

Unfortunately our rider policy only covers those who are riding horses they do not own or have on loan.

Unfortunately, we are unable to provide cover for pre-existing conditions.

Young rider's details

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Your personal details

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Your personal details

Insurance and accident history

We require additional information before being able to provide a policy.

We require additional information before being able to provide a policy.

Quote for {{AgeCategory}} Horse cover

Quote for {{CoverLevel}} Rider cover

Insurance and accident history

We require additional information before being able to provide a policy.

Important information

You’ll need to send us:

Tell me more about vetting requirements

We've made the following assumptions

Important information

We've made the following assumptions

Documents you must read before you purchase the product

We're really sorry, there has been a problem getting you to the next step.

0344 557 0300

Review your policy

You've chosen a {{CoverLevel()}} Rider policy.

You've chosen a {{AgeCategory()}} Horse policy.

You've chosen a {{CoverLevel()}} Rider policy.

You've chosen a {{AgeCategory()}} Horse policy.

Policy documents

Need some extra support?

Your Payment

£{{TotalMonthlyPremium | decimal}}

£{{TotalAnnualPremium | decimal}}

First Payment

How can we keep you updated?

Review your policy details

Policy documents

Need some extra support?

Please note: